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Built for Chartered Accountants & CFOs

Bank-ready CMA reports
in minutes, not days

Turn audited financials into a complete Credit Monitoring Arrangement report — statements, ratios, cash flow, DSCR, EMI schedules and projections — and export it as a polished PDF or a live Excel workbook.

Free to build Pay only on export Tandon / MPBF compliant
Forms I – V DSCR & MPBF Live Excel formulas OCR intake Private & encrypted
Minutes
not days, per report
Forms I–V
fully auto-calculated
PDF + Excel
one credit unlocks both
8-year
projections & schedules
Features

Everything a CMA report needs

From data entry to export — a complete workflow that handles the financial complexity for you.

Forms I – V

Banking limits, P&L, Balance Sheet and MPBF (Tandon) — auto-calculated from your inputs with built-in validation.

Ratio Analysis

Gearing, TOL/TNW, DSCR, Current Ratio, RoCE and turnover ratios — computed instantly across every projected year.

Cash & Fund Flow

AS-3 indirect-method cash flow and fund flow — with manual overrides whenever you need to fine-tune figures.

EMI & DSCR Schedules

Month-wise term-loan repayment schedule, interest schedule and full DSCR working — built straight into the report.

OCR Statement Intake

Upload scans of your audited P&L and Balance Sheet — AI extracts the figures and maps them into the right rows.

AI Industry Outlook

Generate a banker-grade industry outlook — market overview, growth drivers, opportunities and risks — in one click.

PDF + Excel Export

Export a polished, bank-ready PDF or a live Excel workbook where every ratio recalculates as you edit a value.

Secure & Private

Authenticated access and encrypted storage. Your financial data stays yours — no third-party data sharing.

How it works

Three steps to a complete report

1

Enter or scan your data

Fill in entity details, historical financials and banking limits — or upload audited statements and let OCR do it.

2

Review the calculations

Ratios, cash flow, DSCR and MPBF compute automatically. Adjust projections, cash flows and assumptions as needed.

3

Export & submit

Generate a professional PDF or a formula-driven Excel — complete with schedules, charts and your industry outlook.

The output

A polished report your bank will recognise

Every report follows the structure lenders expect — recoloured to a clean, professional palette.

  • Cover, table of contents and Project at a Glance
  • Profitability, Balance Sheet & Cash-Flow statements
  • Depreciation, Break-even, Interest & EMI schedules
  • DSCR, ROCE and a full ratio analysis
  • Optional Cost of the Project & Means of Finance page
  • AI-generated Industry Outlook and your working notes
Pricing

Start free. Pay only when you export.

Build and preview your entire CMA report at no cost. One credit unlocks the clean, bank-ready PDF.

Try it out

Free

₹0

Create reports, enter all data, preview — no credit card needed.

  • Unlimited report drafts
  • All forms & ratios
  • Auto-calculated projections
  • Watermarked preview
Get Started
Individual

Single Report

990/ report

Perfect for one-off filings or occasional CA work.

  • Everything in Free
  • Clean PDF export (no watermark)
  • Unlimited re-downloads
  • Cover page & charts
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Best value
For firms & CAs

Enterprise Pack

5990
Save 40%599/report × 10

High-volume firms and practicing CAs. Best per-report rate.

  • Everything in Single
  • 10 report credits
  • Use anytime — credits never expire
  • Priority support
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No subscriptions — pay per report
Re-export anytime, unlimited downloads
Razorpay-secured payments
256-bit encrypted
FAQ

Questions, answered

Is the report formatted for bank submission?

Yes. The output mirrors the structure lenders expect — cover, statements, annexures (depreciation, break-even, interest & EMI schedules, DSCR, ROCE) and assumptions — in a clean, professional layout.

Can I export to Excel as well as PDF?

Both. The Excel workbook uses live cell formulas, so editing any input recomputes the totals and ratios automatically — ideal for what-if analysis.

How does the OCR upload work?

Upload a scan or PDF of your audited Profit & Loss account and Balance Sheet. We extract every line item, map it to the right rows, and let you review and confirm before anything is applied.

What does it cost?

Building a full report is free. You only pay one credit when you export — and that single credit unlocks both the PDF and the Excel for that report.

Is my financial data safe?

Access is authenticated and your data is stored encrypted. We never share your data with third parties.

Ready to streamline your CMA reporting?

Build your full report for free. Pay only when you export — and one credit gives you both the PDF and the Excel.

Start Building — It's Free